Real Estate in Myrtle Beach

Flood Insurance in Myrtle Beach, SC

This webpage is designed to educate you on the need of flood insurance in Myrtle Beach and surrounding areas. On this page you will find great information and facts, links to resources, and contacts of professionals that can assist in answering questions beyond what is on this page.

Seven Rules to Remember

  1. Every building is in a flood zone
  2. Don’t need to be in a high risk flood zone to purchase flood insurance.
  3. Building and Contents Coverage are purchased separately.
  4. A federal disaster declaration is not necessary to file a flood insurance claim.
  5. The Standard Flood Insurance Policy (SFIP) is not guaranteed replacement cost policy.
  6. Coverage is limited in basements.
  7. Time element exposures are excluded – Direct vs. Indirect Damage

Information Sheets and Brochures

Additional Information and Contacts